Qualified Savings Plan FAQ's

The content of the Qualified Savings Plan Trust web pages is intended as a source of general information only. Participants should refer to their Summary Plan Description booklet for more detailed information. Every effort has been made to avoid any conflict between the information on these pages and the legal documents that create and define this Plan. If there are any differences between the language on these pages and the language in the legal documents, the legal documents will govern. All rights and benefits under the Plan are governed by the Agreement and Declaration of Trust and the Plan Document.

WHAT IS QUALIFIED SAVINGS?

2. WHEN AM I ELIGIBLE TO TAKE OUT MY QUALIFIED SAVINGS?

3. WHAT OTHER WAYS CAN MY QUALIFIED SAVINGS BE PAID OUT?

4. WHAT ARE MY PAYMENT OPTIONS WHEN I BECOME ELIGIBLE?

5. WHEN DO I HAVE TO TAKE OUT MY QUALIFIED SAVINGS?

6. HOW DO I APPLY FOR A BENEFIT DISTRIBUTION FROM MY ACCOUNT?

7. WHAT HAPPENS AFTER I APPLY FOR MY BENEFIT DISTRIBUTION?

8. WHEN WILL I RECEIVE MY BENEFIT PAYMENT?

9. ARE TAXES WITHHELD FROM MY QUALIFIED SAVINGS PLAN BENEFIT?

10. WHEN WILL I RECEIVE MY QUALIFIED SAVINGS PLAN STATEMENT?

11. WHAT INFORMATION SHOULD I CHECK ON MY STATEMENT?

12. HOW DO I CHANGE MY BENEFICIARY?

13. WHEN SHOULD I COMPLETE A NEW BENEFICIARY DESIGNATION FORM?

14. WHAT ELSE SHOULD I KNOW ABOUT MY QUALIFIED SAVINGS ACCOUNT?

15. WHY ARE PEOPLE I KNOW BEING CONTACTED BY THE QUALIFIED SAVINGS PLAN?

16. HOW CAN I CONTACT THE QUALIFIED SAVINGS PLAN OFFICE?